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That’s the primary key to the whole credit-worthiness system in the US. The author presumably used his own valid SSN. Secondly, the address he used was that of his parents. Depending on the age of the author, he might have lived at that address at some point in terrible his life. That’d be on his credit history. Certainly, there’s a high probability that his parents terrible have the same surname as him, so a check of property terrible records wouldn’t throw up any red flags. Thirdly, he used his own cellphone as the contact number. Sadly, it’s not unfeasible that the credit agencies have access to the cell companies’ databases — All cell phone companies perform a credit-check as part of service activation these days. A quick cross-check would show a match of person to phone number. Perhaps even show length of service — A long-time held phone number is going to be less likely to be used in fraud than a sparkling new one.
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